myWisely: Mobile Banking 24.16.0

Download the myWisely app now to start making the most of your money. The app offers various benefits such as getting paid up to 2 days early, saving for your goals, and eliminating hidden fees. Additionally, Wisely provides continuous service even when you switch jobs.

LEAVE HIDDEN FEES BEHIND

• No hidden fees.
• No overdraft fees.
• No minimum balance requirements sneaking up on you.

GET PAID UP TO 2 DAYS EARLY

• Life doesn't always wait until payday. With Wisely, you could have access to your pay up to 2 days early, at no cost to you.

SHOP AND PAY BILLS

• Use the myWisely app in-store, online, in-app, or by phone wherever Visa Debit cards or Debit Mastercard are accepted.

GROW YOUR SAVINGS

• Save at your own pace and make savings automatic, so you don't have to think about it.

Note: You must log in to the myWisely app or mywisely.com to opt-in to early direct deposit. Early direct deposit of funds is not guaranteed and is subject to the timing of the payor's payment instruction. Faster funding claim is based on a comparison of our policy of making funds available upon our receipt of payment instruction with the typical banking practice of posting funds at settlement. If you have a Wisely Pay or Wisely Cash card, this feature requires an upgrade which may not be available to all cardholders.

While this feature is available without a fee, certain other transaction fees and costs, terms, and conditions are associated with the use of this card. Please log in to the myWisely app or mywisely.com to see your cardholder agreement and list of all fees for more information. If you have a Wisely Pay or Wisely Cash card, this feature requires an upgrade which may not be available to all cardholders.

The number of fee-free ATM transactions may be limited. Please log in to the myWisely app or mywisely.com and see your cardholder agreement and list of all fees for more information.

The bill pay feature, powered by Papaya, is available through the myWisely app. Additional terms and limits apply. This optional offer is not a Fifth Third Bank, Pathward or a Mastercard/Visa product or service, nor does Fifth Third Bank, Pathward, or Mastercard/Visa endorse this offer.

Ingo Money is operated by Ingo Money, Inc., and all check funding services are provided by First Century Bank, N.A. See complete terms, fees, and conditions at: Ingomoney.com/termsconditions.html

Standard message and data rates may apply.

Because this card is prepaid, you can only spend what is on the card and thus are unable to overdraft.

Amounts transferred to your savings envelope will no longer appear in your available balance. You can transfer money from your savings envelope back to your available balance at any time using the myWisely app mobile app or at mywisely.com.

To view applicable fees, please log in to the myWisely app or mywisely.com to see your cardholder agreement and list of all fees for more information.

The Wisely Pay Visa is issued by Fifth Third Bank, N.A., Member FDIC or Pathward, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Wisely Pay Mastercard is issued by Fifth Third Bank, N.A., Member FDIC or Pathward, N.A., Member FDIC, pursuant to a license by Mastercard International Incorporated. The Wisely Direct Mastercard is issued by Fifth Third Bank, N.A., Member FDIC. ADP is a registered ISO of Fifth Third Bank, N.A., or Pathward, N.A. The Wisely Pay Visa card can be used everywhere Visa debit cards are accepted. Visa and the Visa logo are registered trademarks of Visa International Service Association. The Wisely Pay Mastercard and Wisely Direct Mastercard can be used wherever debit Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

ADP, the ADP logo, Wisely, myWisely, and the Wisely logo are registered trademarks of ADP, Inc. Copyright © 2022 ADP, Inc. All rights reserved.